Pricing Model 1: Blended – Simple, Predictable, and Easy to Budget

With a blended pricing model, you pay a fixed percentage on every card transaction, regardless of the purchase amount or the card brand. All three components – interchange, scheme fees, and Loomis Pay’s markup – are included in the agreed transaction fee.

This means that if you have agreed on a blended fee of, for example, 1.5%, then you pay 1.5% – nothing more, no surprises.

In practice, this means that some transactions may have a higher underlying cost than the fee you pay, while others may have a lower one. Over time, these differences average out, allowing you to avoid transaction-to-transaction fluctuations.

Benefits of Blended Pricing

• Simple and predictable – one fee that is easy to calculate and easy to understand

• Easy to budget – you know exactly what each transaction costs

• No surprises – the cost is not affected by the customer’s purchasing behavior

• Less administration – no need for detailed monitoring of different card types

Blended pricing is ideal for businesses that want a simple and stable cost structure and prefer spending time running their business rather than analyzing card fees.